What to Check for Before Buying a
Home in an Area Where
Natural Disasters Are Common
home equity articles and tips
When buying a home, you need to do as much research as possible, not only about the home but also about the surrounding area. Weather emergencies can wreak absolute havoc on your beloved home. You can reduce the effects of these disasters by planning ahead. Here are things to check for before buying a home in an area where natural disasters are common.
Insurance Rates
More natural disasters mean more insurance claims. When you move to a new area, you should research the premiums for homeowners. It might alarm you to see how high are they compared to where you live now. Take a look at your savings and see how much more you should put aside for your home insurance. While it might be a significant expense, it’s much preferred to having to pay out of pocket for repairs.
Grocery Access
An intense storm could mean no access to power for days or weeks. This is why you want to be in the vicinity of a quality grocery store. While some disasters, such as hurricanes, are forecastable, things like earthquakes aren’t. Make sure that you’re stocked up on non-perishable foods as much as possible. There should also be plenty of water and toiletries available. You can make a bad situation much more bearable through preparation.
Foundational Integrity
If you’re moving to an area that’s prone to earthquakes, you should check the quality of the house’s foundation. A loose foundation can weaken your home’s defense in the event of subsequent disasters. When inquiring about a house, ask about any past earthquakes. Bring a home inspector in for a professional opinion. They might recommend further repairs to ensure that your new home is as secure as possible.
Roof Damage
Natural disasters can greatly affect roofs. When this happens, you could have significant water leaks or animals coming in. Take a look at the roof and see if it needs to be repaired or replaced. You can have a new roof installed after you purchase your home. Look for a reputable roof repair company, such as Charleston Roofs + Windows.
Just because natural disasters occur in an area, it doesn’t mean you shouldn’t buy a home there. If you find one that you can afford, is in a good neighborhood, and appeals to you, then purchase it. However, you need to know what to do in the event of an emergency, even before it happens.
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