Home Equity Center

getting yourself qualified

1. First: review your credit report and score.
   The higher your credit score, the better your rate.
   
   
2. Second: reduce and/or use your equity to payoff your debts. Keep your debt ratio below 36%.
   
   
3. Third: maintain substainable income. Lenders approve applicants who have steady income.
   
   
4. Fourth: have equity value in your home. Lenders avoid applicants who don't have much equity.