Pre-Paid Credit for Students

Students can avoid credit card debt by using pre-paid credit cards to manage student funds:

budget your monthly spending amounts
avoid interest rate charges
avoid getting into credit and debt problems

manage your account online
build up your credit reporting history
use where credit cards are accepted

Parent gets a prepaid card for their child (approval guaranteed). Parent adds monthly spending money to the card.

Student uses card to buy food, supplies, pizza, etc., at any merchant that accepts MC/VISA cards.

Student or parent can monitor pre-paid account electronically for budgeting purposes. Pre-paid cards can help maintain a spending budget.

Student or parent can reload the card with additional monthly spending funds as needed.

Using pre-paid credit cards protects the student from accumulating credit card debt while attending school.

Students can use pre-paid cards to build a credit history for future credit approval on auto loans, employment, home mortgages, etc.

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