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Sample Equity Rates
PRIME RATE: 4.00%
Home Equity Lines
LTV PRIME +
80% -0.25 to 0.25%
90% 0.25 to 1.50%
100% 1.50 to 2.50%
Source: Rate Search
Home Equity Loans
LTV PRIME +
80% 1.50% to 3.00%
90% 2.50% to 4.00%
100% 2.75% to 5.00%
Source: Rate Search

 

Equity Refinance Calculator

Current Mortgage:
Original Mortgage Amount Borrowed: $
Mortgage Terms in Years: yrs
Current Mortgage Interest Rate: %
Amount Needed to Payoff Mortgage: $

Your "Best Rate" Home Equity Loan Rate:

Note: your rate may vary depending on credit quality, LTV position and loan amount. See sample home equity rates.

 %
*
Your Current Monthly Mortgage Payment $
Your New Monthly Payment if Your Paid Off Your Mortgage
Using the Equity in Your Home
  15-Year Term 20-Year Term
New Monthly Payment $ $
Monthly Savings $ $
Some Lending Institutions offer 30-year terms 30-Year Term
New Monthly Payment $
Monthly Savings $


(the following links will open a new window)

Refinance break-even calculator:
http://www.dinkytown.net/Java/MortgageCompare.html

Refinance interest savings calculator:
http://www.dinkytown.net/java/ShouldIRefi.html

Increasing your mortgage payment / mortgage payoff:
http://www.dinkytown.net/Java/MortgagePayoff.html

Mortgage Tax Savings Calculations:
http://www.dinkytown.net/java/MortgageTaxes.html

  

* Calculations are based upon the assumptions you entered. Please note that rounding errors can make a small difference in calculations. Your actual lending rate may vary depending on your credit quality and lender. The circumstances surrounding your credit and loan qualifications may result in different calculations.

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