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Sample Equity Rates

PRIME RATE: 5.00%

Home Equity Lines

LTV	PRIME +
80%	-0.50 to 0.25%
90%	0.25 to 1.50%
100%	1.25 to 2.50%
Source: Rate Search

Home Equity Loans

LTV	PRIME +
80%	0.50% to 3.00%
90%	2.50% to 4.00%
100%	2.75% to 5.00%
Source: Rate Search

Equity Refinance Calculator

Current Mortgage:

Original Mortgage Amount Borrowed:

Mortgage Terms in Years:

yrs

Current Mortgage Interest Rate:

Amount Needed to Payoff Mortgage:

Your "Best Rate" Home Equity Loan Rate:

Note: your rate may vary depending on credit quality, LTV position and loan amount. See sample home equity rates.

Your Current Monthly Mortgage Payment

Your New Monthly Payment if Your Paid Off Your Mortgage
Using the Equity in Your Home

15-Year Term

20-Year Term

New Monthly Payment

Monthly Savings

Some Lending Institutions offer 30-year terms

30-Year Term

New Monthly Payment

Monthly Savings

(the following links will open a new window)

Refinance break-even calculator:
http://www.dinkytown.net/Java/MortgageCompare.html

Refinance interest savings calculator:
http://www.dinkytown.net/java/ShouldIRefi.html

Increasing your mortgage payment / mortgage payoff:
http://www.dinkytown.net/Java/MortgagePayoff.html

Mortgage Tax Savings Calculations:
http://www.dinkytown.net/java/MortgageTaxes.html

* Calculations are based upon the assumptions you entered. Please note that rounding errors can make a small difference in calculations. Your actual lending rate may vary depending on your credit quality and lender. The circumstances surrounding your credit and loan qualifications may result in different calculations.

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