Section 1: Using the BLOC to Manage Your Money

If you have any debt, you should never let your money stagnate into a regular checking account

money sitting in your checking account is not working for you; it is only making the bank money.

Example:
let's say your monthly net income is $5,000 (paid twice monthly) and your monthly living expenses are $4,000.

Your bank checking account would look like this:

Why let the bank use your money

What the diagram illustrates is that the bank had access to your positive account balance throughout the month paying you zero or little interest for that use.

Banks then turn around and use that money to lend to consumers and businesses at higher rates.

How about letting you use the money

the "Banker" credit line program will work just like a bank by using your positive cash balance to pay down debt and to finance life-events.