About the Bank Equity Program

how best to finance home improvement

use the equity in your home to become a BANK
to pay for

home improvement supplies,
outstanding debts,
college tuition,
new or used auto,
and anything else you need,

by simply changing the ways you manage your money.

Instead of using your checking account to receive and pay out funds, you will use your home equity line of credit account for all income deposits and expense pay outs.

View the illustrations below:

1st: Use the equity in your home to pay for items you need

Use your equity line to:

pay for home improvement
pay for credit card debt
pay for college costs
pay for auto expenses
pay for other needs

2nd: Deposit all of your scheduled income sources into your banker home equity line of credit account

You will take all of your scheduled income sources and deposit them into your equity line account instead of your checking account. Deposit:

salary income
capital gains
savings
spare change

3rd: Now use your banker home equity account to pay family expenses

Use your banker home equity account to pay for everyday budgeted and planned expenses such as:

monthly bills
food and clothing
mortgage payment
budgeted card charges
budgeted debt charges
other living expenses

use it like you would
use your regular
checking account
to pay for everyday
living expenses

Benefit: Your discretionary income pay offs your home improvement costs FAST!

Your discretionary income (the income amount minus your expenses) remains into your banker home equity line account to lower the home equity line balance.

Over time, you will be able to pay off your financing debts in half the time by budgeting and managing your banker home equity line.

Need More Information?

First Step:
link to our bank equity module to view this quick 10-point slide show that demonstrates how the Banker Line of Credit works:

go to slide show
Second Step:
use this 10-step success plan for implementing and managing your BLOC:

view 10-step success plan
Third Step:
see how the BLOC can be used to pay off your mortgage:

view mortgage payoff plan

YourEquity.com

smart home equity user tips and guides

About the Bank Equity Program