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smart home equity user tips and guides

QUICK Financing Guide

Home Equity for business



Another Way to Use Your Equity

how best to finance your business

use the equity in your home to become a BANK
to pay for

  • supplies,
  • computer and other tech stuff,
  • office furniture,
  • services,
  • and anything else you need for your business,

    by simply changing the ways you manage your money.

Instead of using your checking account to receive and pay out funds, you will use your home equity line of credit account for all income deposits and expense pay outs.

View the illustrations below:

1st: Use the equity in your home to pay for business startup

Use your equity line to pay for starting your own business:

  • buy office supplies
  • buy office equipment
  • use for a down payment
  • use fof professional help
2nd: Deposit all of your scheduled income sources into your banker home equity line of credit account

You will take all of your scheduled income sources and deposit them into your equity line account instead of your checking account. Deposit:

  • salary income
  • capital gains
  • savings
  • spare change
3rd: Now use your banker home equity account to pay family expenses

Use your banker home equity account to pay for everyday budgeted and planned expenses such as:

  • monthly bills
  • food and clothing
  • mortgage payment
  • budgeted card charges
  • budgeted debt charges
  • other living expenses


use it like you would
use your regular
checking account
to pay for everyday
living expenses

Benefit: Your discretionary income pay offs your business startup costs FAST!

Your discretionary income (the income amount minus your expenses) remains into your banker home equity line account to lower the business debt balance.

Over time, you will be able to pay off your financing debts in half the time by budgeting and managing your banker home equity line.

You can also use your banker account to finance other needs such paying off personal debt, a new car, college and other.

Need More Information?
  • First Step:
    link to our "home banker" module to view this quick 10-point slide show that demonstrates how the Banker Line of Credit works:

    go to slide show



  • Second Step:
    use this 10-step success plan for implementing and managing your BLOC:

    view 10-step success plan


  • Third Step:
    see how the BLOC can be used to pay off your mortgage:

    view mortgage payoff plan
home improvement
financing checklist