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Smart Choice: Energy Efficient Windows

from our BLOG

When it comes to putting together a home improvement project, choosing the right upgrades can save you time and money. Moreover, choosing the proper materials can add value to your home, something every homeowner should consider if they plan to eventually sell.

Whether adding on a family room, finishing the attic, or pushing out the kitchen, your choice in windows can impact your project tremendously. By choosing energy efficient windows, you can lower your energy bills while increasing the value of your home.

Read more...

at our Money Management BLOG

Home Equity Tip

for the week of: May 13

Congratulations are in Order ...

Your student graduate has worked hard. Now it time to say congratulations to the recent graduate with a gift that speaks success.


Weekly Tip:
view our weekly "home equity" tip

One Cool Budgeting Tip that WORKS: Severing Subscriptions

from our BLOG

I often get a surprise on my credit card with automatic subscriptions to online services that I forgot I had and rarely use. But by the time I realize it, the fee has already been debited and of course, the blame is on me who set it up in the first place.The best I can do is cancel the subscription but then I am already left off with less money in my pocket. – Are you familiar with this scenario?

Read more...

at our Money Management BLOG

Thrifty Tips To Help You Save Money

from our BLOG

Are you feeling financially pinched? Are you getting sticker shock every time that you grocery shop? You’re not alone! Higher fuel prices and a flat economy are conspiring together to make many consumers feel ill at ease. Thankfully, there are some steps you can take to manage your finances during these slow times. Let’s take a look at some money saving tips to help you keep more of your money.

Read more...

at our Money Management BLOG

Read more articles at our SayEducate BLOG

get your home value

Check the market value of the home you are reviewing and neighborhood. It is a report you can use to structure your financing request.

becoming a bank

Use your equity to become your personal bank

  • step1: open an equity line account
    make sure it has zero fees for withdrawals

  • step2: advance yourself money for a life-event
    borrow funds from your equity line to pay for a life-event

  • step3: deposit all income into the account
    deposit all of your income into the equity account - this includes your pay and other misc. income

  • step4: pay all living expenses from account
    pay your mortgage, housing, food, utilities and all other living expenses using your equity line account

  • step5: excess income reduces debt balance
    the discretionary income will pay down the balance over time

    view this module for more illustrations

Award-winning mortgages from HSBC. Visit us online & get a quote today.

Our Home Equity Partner

Sample LinkOpen a Fixed-Rate Home Equity Loan: Home Equity Loans & Lines of Credit | Citizens Bank

Quick Home Equity Reference

FREE 1-page map to navigate through the home equity process:


  1. understanding equity types
  2. reviewing features
  3. using calculations
  4. getting qualified
  5. submitting the application
  6. becoming a bank
print navigation map
 
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About YourEquity.com
Home Equity • Home Equity Loans • Home Equity Lines of Credit • Home Equity Credit Lines
Home Equity Borrowing • Home Equities • Home Equity Use • LTV Calculator

About Home Equity Loans

YourEquity.com summarizes everything you need to select the right home equity loan or home equity credit line for consolidating debts, remodeling your home, buying a new car or truck, sending your child to college, starting a home business, paying off your mortgage, or planning some life event where you act as the banker giving yourself money when and as you need.

You will find home equity rate information, home equity calculators, home equity uses, and summary information between home equity loans and home equity credit lines.

You can become the expert by starting with our quick reviews of the home equity. It will illustrate tools and uses of your home equity. Our objective is to make you a home equity loan expert, so that your can negotiate the best home equity rate and home equity product.

And when you are ready to submit your loan application, use our lending network to shop and find the best home equity line or loan for your needs.

The Banker Line of Credit (BLOC)

Did you know that you can convert your home equity line account into a banker's account (BLOC). View our slide presentation on how the BLOC can can function as a money account. Use the BLOC to payoff debts (including your mortgage) and to finance needs at the least amount of interest. We offer a 10-step plan to successfully manage your BLOC account.